Family Self-Sufficiency (FSS) Program

What is the FSS Program?

The Family Self-Sufficiency (FSS) Program helps families:

• Increase their income
• Build financial stability
• Work toward long-term goals

This program is designed for families receiving housing assistance who want to become more financially independent.

How the Program Works

When you join the program:

1. You sign a Contract of Participation (agreement)
2. You create a personal goal plan with your FSS Coordinator
3. You work toward goals like:
   • Getting a job or increasing income
   • Going back to school or training
   • Improving credit
   • Preparing for homeownership

The program typically lasts 5 years (with possible extensions if needed).

Your Personal Plan (ITSP)

You will create an Individual Training and Services Plan (ITSP).

This plan includes:

• Your personal goals
• Steps to reach those goals
• Support services to help you succeed

Your plan is tailored to YOU.

Support Services Available

Through community partners, you may receive help with:

• Job training and employment support
• Education programs
• Childcare resources
• Transportation assistance
• Financial literacy and credit counseling
• Homeownership preparation

Earn While You Grow 

One of the biggest benefits of FSS:

As your income increases, a portion of your increased rent is set aside in a special savings account (escrow account).

• You do NOT pay this money out of pocket
• It builds automatically as your income grows
• You receive the full amount when you complete the program

You can use this money for:

• Buying a home
• Paying off debt
• Education
• Starting a business
• Or other financial goals

Who Can Join?

The FSS Program is open to:

• Public Housing residents
• Housing Choice Voucher (Section 8) participants
• Project-Based Voucher participants

How to Enroll

To get started:

• Contact your housing specialist or FSS Coordinator
• Ask about joining the FSS Program
• Complete an intake appointment

During intake, we will:

• Review your application
• Talk about your goals
• Determine if you are ready to move forward

What Happens Next?

If you are eligible:

1. Begin working on your personal goals
2. Start building your escrow savings

Your Responsibilities

As a participant, you agree to:

• Follow your lease
• Work toward your goals
• Seek and maintain employment
• Stay committed to your plan

Note:
If you leave the program early, you may lose your escrow savings-but your housing assistance will not be affected.

Important to Know

• Participation is voluntary
• Joining the FSS Program will not affect your housing benefits. You will keep your assistance whether you finish the program or choose to leave.
• You may finish the program in less than 5 years if goals are met

We're Here to Support You

You are not alone in this journey.

The FSS Program is here to help you:

• Build confidence
• Create a plan
• Achieve financial independence

Interested?

Contact us today to learn more or sign up-(203) 354-1839 or (203) 354-1841