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Homeownership Program Guidelines

drawing of a 2-story house on a tree lined street and clouds in the sky

Norwalk Housing (NH) Homeownership Program Guidelines
(Qualifications for Homeownership)

  • Head of household must be a NH Federal Section 8 Voucher holder or a Federal Public Housing resident for at least one year.

  • Head of Household must be employed 30 hours or more per week for the past 12 months, making at least the current CT minimum wage per hour; (not applicable for disabled or senior age 62 or older head of household).

  • Participant must meet Income Requirements limits.

  • Applicant (and co-applicant) must have a credit score of 650 or better on all three credit reporting agencies: Equifax, Experian and TransUnion (

  • Must have savings of $6,000 or more in a non-retirement bank account in addition to the required down payment based on property price.

  • Applicant or co-applicant cannot own property or held ownership interest in a property for the three years prior.

  • Head of Household must purchase in Norwalk

  • Head of Household (and co-applicant) must attend a HUD-approved First-Time Homebuyer's Certification Program within one year of purchase.

  • Head of Household (and co-applicant) must be able to qualify for a mortgage with a NH-approved mortgage lender.

  • Head of Household must work with a HUD-certified homeownership counseling agency.